How could the health insurance mandate not be constitutional?

Our state governments, which regulate intrastate commerce, compel vehicle owners to purchase accident insurance from private companies. The mandate is justified by the fact that if you own a vehicle, there is a significant chance that your vehicle will be involved in an accident and that you will incur a monetary loss. The mandate forces all vehicle owners to contribute to a risk pool. Without the mandate, honest vehicle owners would pay for the deadbeats who declare bankruptcy. The only way out of the mandate is to stop owning a vehicle. Our federal government, which regulates interstate commerce, must compel body owners to purchase health insurance from private companies. The mandate is justified by the fact that if you own a body, there is a 100% chance that it will be involved in an accident or an incident (infection, cardiac arrest, tumor, etc.) and that you will incur a monetary loss. The mandate forces all body owners to contribute to a risk pool. The alternative to the mandate is that honest body owners would pay for the deadbeats who declare bankruptcy. The only way out of the mandate is to stop owning a body.

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I bought a car in Aug 09. It's under my dads name for cheaper insurance purpose. But I never really got to the insurance part and have been driving w/out it. I just got a letter in the mail from the DMV saying my registration is suspended because I haven't provided financial proof... So I went earlier... and if my dad were to add the car and list me as a 2nd driver on my car, I would pay too much :| So the question here is... if my dad were to add the car and not list me as a 2nd driver, will I be covered? I really don't give a crap if it's fraud or not, just need to know if I will be covered since he will be lending me the car. Only place I really drive it to is work, and I work overnight so there's no cars around! ..and weekends. Plus with gas prices this high I stay below the 1.5k rpm's.

What's worse for a teens insurance a luxury car or sports car?

I've been wanting to get a civic for a first car so I thought maybe a 2000 civic si and then realized I liked the 7th gen civic coupes alot more so when I went to get an insurance quote every company is telling me its about $400 a month even on my dads insurance. Because I'm a second driver in the house I become the primary driver on the civic by default and I don't have a choice. The insurance company says that the si is a sports car for them and apparently has a high chance for teens to get wrecked in. The 7th gen that I'm talking about was an 02 civic si veloz and I was told a non si 03 civic coupe would still be in the late 300's /month for me. I'd be okay with 200's/month if possible. So now I'm thinking of going to Hondas luxury side. I did want a fully loaded civic which I guess isn't possible because they didnt come with leather seats so I thought I'd go team Acura late 90's/2000 1.6 el the car would be a fully loaded sedan, manual transmission, sohc engine (not exactly built for speed) it would also have an alarm system that the civic didn't. I don't think there are as many teen ricers in acuras since the aftermarket is limited for some things as not everything is swappable with civic parts. so for a new driver would it be any difference to go from a 2 door si to a 4 dour sedan with a base motor? the only thing is that the insurance would probably classify it as a luxury vehicle and say its expensive to repair and what not. your thoughts?

Cheap insurance for young drivers?

I passed my test today and need to get some insurance, if you know any websites or companies that offer cheap insurance for 17yr olds for a mini from personal experience etc. Then please help Thanks

How could the health insurance mandate not be constitutional?

https://www.linkedin.com/pulse/which-company-offers-best-auto-repair-insurance-ethan-sanders/